Selasa, 21 April 2009

UTS

A woman sell laptop case and the woman has an opportunity to receive $ 200 two year from now.if she can earn 8% on her sale in the normal course events, what is the almost she should pay now for this opportunity.

We can know;

FV3=$200,n=2 and i=0.08

PV=FV n/(1+i)^n

Answer:

PV =$200/[(1+0.08)]^2

=$171.46

The values today (“present value”)of $200 received two year from today,given an opportunity cost of 8% is $171.46

Rabu, 15 April 2009

beautiful word

The Champions

Champions aren’t made in a gym;

Champions are made from something

They have deep inside them,

A desire;A dream;A vision.

They have to have last minute stamina.

They have to be a little faster.

They have to have the skill and the will,

But the WILL must be STRONGER than the SKILL.

(Mohammed Ali)

ATTITUDE

The longer I live, the more I realize the impact of

Attitude on life

Attitude to me is more important than facts…

We cannot change our past…

We cannot change the fact that people will act in a

Certain way .

We cannot change the inevitable.

The only thing we can do is play on the string we have,

And that is our attitude.

I am convinced that life is 10% what happens to me

And 90% how I react to it.

And so it is to you…

We are in charge of our attitudes

(Charles R. Swindoll)

“The pessimist complains about the wind.

The optimist expects it to change.

The champion shuts his mouth,expects nothing but the best and most importantly,

Adjusts the sails.”

(Unknown)

“Optimists brighten up the room when they enter it.

Pessimist brighten up a room when they leave it.”

(Unknown)

WINNER VS LOSER

The Winner is always part of answer;

The loser is always part of the problem.

The Winner says,”Let me do it for you;”

The loser says,”That is not my job.”

The Winner sees an answer for every problem;

The loser sees a problem in every answer.

The Winner goes through a problem;

The loser goes around a problem and never gets to it

The Winner says,”It may be difficult,but it’s possible;”

The loser says,”It may be possible,but it’s too difficult.”

The Winner thinks,”I’m good, but not as good as I should ar could be.”

The loser thinks,”I’m not as bad as some of the others.”

The Winner makes commitment;

The loser make promises.

The Winner focuses the gain;

The loser focuses the pain.

The Winner is like a thermostat;

The loser is like a thermometer.

The Winner makes it happen;

The loser let it happen.

Quiters never win;Winners never quit

(Author Unknown)

“It is not the intellectual does survive,but the one that is able to adjust best to the changing environments.”

(Charles Darwin)

“Life is ten percents what happens to you and ninety percent how you respond to it.”

(Lou Holtz)

“Don’t ask,”what if it doesn’t work?” Ask instead, “What if it does?”

(Unknown)

“Life will always be too tough for the negative but very challenging to the positive.”(Unknown)

IF YOU THINK

If you think you Are beaten,you are

If you think you dare not,You Don’t

If you’d Like To win,you think you can’t

It is Almost Certain you Won’t

If you think you’ll lose, you’ve lost

For Out in the world we find,

Success begins with a fellow’s Will

It’s All in the state of mind

If you think you are out-classed,you are

You’ve got to think high to rise.

You’ve got to be sure of yourself

Before you can ever win a prize.

Life’s battles don’t always go

To the stronger or faster man,

But sooner or later the

Man who wins is…

The man who thinks he can!

(Walter D.Wintle)

If you believe you can do a thing,or if you believe you cannot,in either case you are probably right.”

(Henry Ford)